Acquiring the help of a law firm is the most effective way to repair your credit, and it's surprisingly cheap. For a small monthly fee of $29 you can have professionals repair your credit. A lot of websites sell credit repair kits, these usually don't work. A law firm can enforce your rights under various federal laws.

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Lexington Law - They are the biggest law firm that specializes in credit repair. With over 550 000 negative item deletions in 2004. Over 200 000 clients have been helped. The price is only $39 a month! 

Centurion Law Firm - Get back on the right track. With CENTURION LAW FIRM, you can begin cleaning your credit report and raising your credit score quickly and easily. For only $29 per month. Centurion will begin tirelessly working your case and help you achieve your financial goals. No long term commitment, full refund policy and you can cancel at any time.